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Lending Platform

A comprehensive lending management system handling loan origination, underwriting, and servicing workflows.

BackendTypeScriptNode.jsFintech

Articles (10)

technical

Designing APIs for Lending Platforms

A comprehensive guide to designing robust, secure, and developer-friendly APIs for lending platforms, covering RESTful resource modeling, webhook architectures, idempotency, versioning, and partner integration patterns in TypeScript.

12 min read
business

Risk Management in Lending: Architecture and Strategy

A strategic guide to building a comprehensive risk management framework for lending platforms, covering credit risk, portfolio management, stress testing, concentration limits, and loss forecasting.

11 min read
business

Digital Lending Trends: What's Next for Fintech

A business-focused analysis of the trends shaping digital lending, including embedded finance, alternative data, real-time decisioning, open banking, and the evolution of lending-as-a-service platforms.

9 min read
technical

Fraud Detection Patterns in Lending Systems

An exploration of fraud detection techniques for lending platforms, covering application fraud, identity fraud, synthetic identity detection, velocity checks, and anomaly detection patterns in TypeScript.

9 min read
technical

Building an Interest Calculation Engine

A technical deep dive into implementing a precise and configurable interest calculation engine in TypeScript, covering accrual methods, day count conventions, compounding strategies, and edge case handling.

10 min read
business

Regulatory Compliance in Digital Lending Platforms

A business-oriented guide to navigating the regulatory landscape for digital lending, covering key regulations, compliance architecture, audit systems, and fair lending obligations.

9 min read
technical

Loan Lifecycle Management: From Application to Payoff

An end-to-end guide to managing the full lifecycle of a loan within a lending platform, covering disbursement, repayment scheduling, collections, modifications, and payoff processing in TypeScript.

9 min read
technical

Automating Underwriting with Rule Engines

A comprehensive guide to building a rule-based underwriting automation system in TypeScript, covering rule engines, policy configuration, exception handling, and decisioning workflows.

9 min read
technical

Implementing Credit Scoring Models in TypeScript

How to design and implement credit scoring models within a lending platform, covering scorecard construction, feature engineering, model serving, and monitoring in TypeScript.

10 min read
technical

Building a Modern Loan Origination System

A deep dive into designing and implementing a robust loan origination system in TypeScript, covering application intake, document management, workflow orchestration, and decision engines.

8 min read